Tag Archives: property investment

Cardiff Landlords the No Hassle 1200 Per Cent Return Investment

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Cardiff landlords the no hassle 1200 per cent return investment, if you were a landlord and began investing in property in 1996 when the first buy-to-let mortgage was released 18 years ago you would be sitting pretty right now!

The research carried out by Wriglesworth Consultancy and commissioned by Paragon Mortgages uses the following reinvestment assumptions, every £1,000 invested in an average buy-to-let property purchased with a 75 per cent loan-to-value (LTV) mortgage in the final quarter of 1996 would have been worth £13,048 by the final quarter of 2013.

This is a compound annual return of 16.3 per cent. The same investment in UK commercial property would have grown to £3,654; in UK equities (shares) to £3,082; in gilts (UK government bonds) to £2,924; and in cash to £1,949.

Around a third (32 per cent) of the total return to the mortgaged buy-to-let investor was income (rent less costs), and 68 per cent capital gains.

A buy-to-let purchaser buying entirely with cash would have seen each £1,000 invested grow to £4,791 by the end of 2013 – a compound annual return of 9.7 per cent.

The alternative of the investor who remortgaged to release equity to expand his/her portfolio more quickly would have turned £1,000 into an astonishing £33,051.

Future projections for landlords in Cardiff, South Wales and across the UK also look promising with projections suggesting that every £1,000 invested at the end of last year using a 75 per cent LTV mortgage would be worth £2,910 by the end of 2023 – an average annual return of 11.3 per cent.

So how can landlords across Cardiff and South Wales lock in the capital appreciation while removing the risk and hassle associated with buy-to-let investment property? The answer is quite simple, Rent Guarantee Cardiff offer landlords a no fee letting solution that guarantees up to 90% market rent with no void periods. So Rent Guarantee Cardiff remove the risk and tenant hassle from the letting process, so landlords can concentrate on receiving their rent on the same day each month and take advantage of the huge potential for capital appreciation.

If you would like to find out more about of no fee letting solution and how we can remove the risk and hassle from the letting process by providing a guaranteed rental income each month, please complete the short contact form below:

Cardiff Letting Agents with a Difference

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Cardiff letting agents with a difference

Rent Guarantee Cardiff are lettings agents but with a difference. We are run by an experienced portfolio landlord with a mix of property in Cardiff, across South Wales and London. We have a wealth of experience of managing a variety of properties, across several locations and dealing with the full spectrum of tenant demographics including housing benefit, LHA, professional tenants and students.

 How do we differ from other Cardiff Lettings Agents?

Our business model turns the traditional letting agency on its head. First of all we don’t charge any tenant finder’s fees, no monthly management fees or inventory fees. So absolutely no fees for you to pay!

Secondly, we take ALL the risk out of renting property as we guarantee you a set amount of rent on the same day of each month, whether you property is tenanted or not. There is no need to worry about tenants falling into arrears and never have to worry about the headache and the expense of tenant evictions.

To make things simple Rent Guarantee Cardiff offer a fully transparent service taking on board all the bad bits associated with renting a property, so landlords in Cardiff and across South Wales can concentrate on all the good bits of owning a rental property, a guaranteed rental income on the same day each month while sitting back and watching your property investment appreciate.

Rent Guarantee Cardiff unique business model also enables us to offer up to 90% of the open market rent through our guaranteed rental scheme which enable us to provide our landlords on average 20% more rental income than a traditional Cardiff letting Agents.

So if you are a landlord in Cardiff or have investment property elsewhere in South Wales and would like somebody else to deal with the bad bits, so you can concentrate on the good bits, why not get in contact today?

Cardiff Landlords Can Your Tenant Pay the Rent If They Are Made Unemployed?

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Cardiff landlords can your tenant pay the rent if they are made unemployed?

Unfortunately if your tenant is one of the 3.8 million households across the UK then chances are they can only pay their rent or mortgage commitments for a month after losing their job. Research by YouGov has found that almost four million households are just one payday from losing their home. An even more worrying statistic for landlords is the fact that 29 per cent of family’s 2.4 million households would face immediate eviction as they had no savings at all.

How can Cardiff Landlords Protect Themselves?

There are several options for landlords across Cardiff and South Wales to protect their property investment against rent arrears and voids periods. The first option is to purchase Rent Guarantee Insurance (RGI) which requires tenants to undergo and pass an in-depth credit reference and employment reference procedure. As with any insurance policy you must understand the T & C’s and there will be an insurance excess to pay, so landlords must keep money set aside to cover void periods until the Rent Guarantee Insurance (RGI) pays out.

A second option is to speak to a Rent Guarantee provider such as Rent Guarantee Cardiff; we provide landlords in Cardiff and across South Wales complete peace of mind by guaranteeing their rent for a set period of time, ensuring landlords receive their guaranteed rent on the same day each month with no set up costs or management fees. Unlike other rent guarantee providers who offer 70-75% of open market rent as a guarantee, Rent Guarantee Cardiff offer up to 90% open market rent.

Rent Guarantee Cardiff unique business model enables us to guarantee up to 90% open market rent, enabling Cardiff landlords and property investors to achieve a 20% increase of their rental income compared to using a traditional letting agent.  Plus you will never need to worry about evictions and legal costs, we cover that with at no extra cost.

If you are a landlord in Cardiff or other areas of South Wales and would like to discuss how much guaranteed rent we can offer you, please complete the short form below to receive a call from us: